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https://www.davidsolie.com/blog/happens-no-one-take-care/ Observations and commentary on aging, caregiving, and the complex journey through the second half of life. Sun, 24 Sep 2017 04:29:18 +0000 hourly 1 https://www.davidsolie.com/blog/happens-no-one-take-care/#comment-3900 Sun, 24 Sep 2017 04:29:18 +0000 https://www.davidsolie.com/?p=3082#comment-3900 The answer is generally yes due to lower premiums at younger ages combined with the ability to lock in coverage before any changes in health that would disqualify you for coverage..however, you would want to make sure you obtain a policy that includes a cost of living rider that increases the policy benefit to keep up with the cost of long term care and, if possible, a return of premium rider in the event you never use the coverage…LTC insurance should be looked at as one piece of a comprehensive LTC program…other pieces could include a differed annuity, a reverse mortgage and a separate LTC fund…This diversified, early funded approach with a long investment horizon is essential given the projected increases in cost of long term care over the next 20 years…

]]> https://www.davidsolie.com/blog/happens-no-one-take-care/#comment-3899 Thu, 21 Sep 2017 06:34:32 +0000 https://www.davidsolie.com/?p=3082#comment-3899 It’s better to acquire long-term care insurance when you still at your 30’s or 40’s

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